Tomx Credit Limited is a loan/credit and investment firm available online and offline to offer its clients a safe borrowing and investment experience..
2 - Agreement
2.0 - Obligation
You must be 18 or older to access and use our website and services.
2.1 - Eligibility
2.2- Your Access
2.3 - Alerts, Notifications and Service Communications
By creating a User Account, you automatically sign up for various types of alerts via e-mail and mobile notification. We will never include your password in these communications, but we may include your name, or email address and information about your portfolio(s) if you are a Client. Anyone with access to your e-mail or mobile device will be able to view these alerts. You may unsubscribe from marketing-oriented emails at any time
3 - Disclaimer and Limit of Liability
Tomx Credit will not be held responsible for any financial insights or recommendations provided to users.
3.1 - Disclaimer Warranties
Your use of Tomx Credit' website, and the personal information you provide is at your sole discretion. Tomx Credit' website and all materials, information, products and services included therein, are provided on an AS IS and AS AVAILABLE basis without warranties of any kind from Tomx Credit . TOMX CREDIT EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO TOMX CREDIT' WEBSITE, CONTENT AND/OR USER INFORMATION, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. TOMX CREDIT' DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED: REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS AND PERFORMANCE OF TOMX CREDIT' WEBSITE, CONTENT AND/OR USER INFORMATION; THAT TOMX CREDIT' WEBSITE WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED; THAT TOMX CREDIT' WEBSITE WILL BE FREE FROM ELECTRONIC VIRUSES; OR REGARDING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED BY TOMX CREDIT ON ITS WEBSITE INCLUDING BUT NOT LIMITED TO INFORMATION OBTAINED THROUGH SOCIAL MEDIA. No advice or information, whether oral or written, obtained by you from Tomx Credit website, shall create any warranty not expressly stated in this Agreement. If you choose to rely on such information, you do so solely at your own risk.
3.2 - Limitation of Liability
IN NO EVENT SHALL TOMX CREDIT OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF TOMX CREDIT, CONTENT AND/OR USER INFORMATION, INCLUDING BUT NOT LIMITED TO THE QUALITY, ACCURACY, OR UTILITY OF THE INFORMATION PROVIDED AS PART OF OR THROUGH TOMX CREDIT OR FOR ANY INVESTMENT DECISIONS MADE ON THE BASIS OF SUCH INFORMATION, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT TOMX CREDIT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION AND IN NO EVENT SHALL TOMX CREDIT' CUMULATIVE LIABILITY TO YOU EXCEED NGN100,000.
4 - Termination
5 - Dispute Resolution
6 - Tomx Credit "Dos" and "Don'ts
Tomx Credit grants you a license to use our website so long as you comply with all our rules.
6.1 - Dos: You agree you will:
Comply with all applicable laws, including, without limitation, privacy laws, intellectual property laws, anti-spam laws, export control laws, tax laws, and regulatory requirements. Provide accurate information to us, whether reported directly or through a third party who you authorize, and keep it updated; Use the services solely for your personal, and commercial use. Use your real name on your profile and keep your password confidential; Use the Services in a professional manner.
6.2 - Don’ts: You agree you won't:
7 - General Terms
8 - Miscellaneous
This Agreement takes priority over previous agreements.
8.1 - Integration & Severability
This Agreement is the entire agreement between you and us with respect to Tomx Credit, and your use of our website. It supersedes all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and us. If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Investment recommendations are made to Clients on an individual basis and may differ based on specific circumstances
8.2 - Advice may differ
You understand and agree that we act as an investment advisor for Clients and will continue to do so. We and our personnel may make recommendations and take action for Clients that may differ from the recommendations we give to you or the action we take on your behalf. In addition, our personnel may take actions for their own accounts based on their own investment situations that differ from the recommendations we give you or actions we take on your behalf
8.3 - Communication:
8.4 - Feedback:
We appreciate your feedback! Your feedback is welcome and encouraged. You may submit feedback by emailing us at email@example.com. You agree, however, that (i) by submitting unsolicited ideas to Tomx Credit or any of its employees or representatives, by any medium, including but not limited to email, written, or oral communication, you automatically forfeit your right to any intellectual property rights in such ideas; and (ii) such unsolicited ideas automatically become the property of Tomx Credit. You hereby assign and agree to assign all rights, title, and interest you have in such feedback and ideas to Tomx Credit together with all intellectual property rights therein. In addition, you warrant that all moral rights in any feedback have been waived, and you do hereby waive any such moral rights.
8.5 - Questions:
If you have any questions This document constitutes Tomx Credit's complete Terms of Service for Tomx Credit and related services. If you have questions about these Terms of Services or about Tomx Credit or its content thereon, please contact us on firstname.lastname@example.org.